IN THE IOWA DISTRICT COURT OF MONONA COUNTY NewRez LLC d/b/a Shellpoint Mortgage Servicing Plaintiff, vs. Michael Gibbs; Sabrina Gibbs; Parties in Possession; Accounts Management, Inc.; State of Iowa, et al. Defendants. EQUITY NO: EQCV032093 ORIGINAL NOTICE FOR PUBLICATION You are notified that a petition has been filed in the office of this court naming you as a defendant in this action. The petition was filed on December 15, 2025, and prays for foreclosure of Plaintiffs Mortgage in favor of the Plaintiff on the property described in this notice and judgment for the unpaid principal amount of $338,667.99, with 6.125% per annum interest thereon from March 1, 2025, together with late charges, advances and the costs of the action including (but not limited to) title costs and reasonable attorney’s fees, as well as a request that said sums be declared a lien upon the following described premises from October 22, 2024, located in Monona county, Iowa: ALL THAT PART OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER (NW1/4 NE1/4) OF SECTION THIRTY-TWO (32), TOWNSHIP EIGHTY-THREE (83) NORTH, RANGE FORTY-FIVE (45) WEST OF THE FIFTH (5TH) PRINCIPAL MERIDIAN, MONONA COUNTY, IOWA, DESCRIBED AS: Commencing at the North Quarter (N¼) corner of Section 32-83-45, thence North 89° 23' 30" East along the North line of the NE¼ of said Section 32-83-45, 1180.00 feet to the centerline of existing county road, thence along said centerline South 24° 13' 00" West 144.80 feet, thence South 31° 13' 00" West 155.00 feet, thence South 36° 43' 00" West 102.95 feet to the Point of Beginning, thence continuing along existing centerline South 36° 43' 00" West 107.05 feet, thence South 42° 13' 00" West 421.00 feet to the South line of the North Forty Five (45) acres of the NE¼ of Section 32-83-45, thence South 89° 22' 55" West along the South line 631.50 feet to the West line of the NE¼ of Section 32-83-45, thence North 00° 01' 20" West along said West line 394.00 feet, thence North 89° 23' 30" East 976.55 feet to the Point of Beginning. Tract contains 7.33 acres including public road and 6.93 acres excluding public road. Note: The North line of the Northeast Quarter (NE¼) of Section 32-83-45 is assumed to bear North 89° 23' 30" East Also Known As: ALL THAT PART OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER (NW1/4 NE1/4) OF SECTION THIRTY-TWO (32), TOWNSHIP EIGHTY-THREE (83) NORTH, RANGE FORTY-FIVE (45) WEST OF THE 5TH P.M., MONONA COUNTY, IOWA, DESCRIBED AS: Commencing at the North Quarter (N¼) corner of Section 32-83-45, thence North 89° 23' 30" East along the North line of the NE¼ of said Section 32-83-45, 1180.00 feet to the centerline of existing county road, thence along said centerline South 24° 13' 00" West 144.80 feet, thence South 31° 13' 00" West 155.00 feet, thence South 36° 43' 00" West 102.95 feet to the Point of Beginning, thence continuing along existing centerline South 36° 43' 00" West 107.05 feet, thence South 42° 13' 00" West 421.00 feet to the South line of the North Forty Five (45) acres of the NE¼ of Section 32-83-45, thence South 89° 22' 55" West along the South line 631.50 feet to the West line of the NE¼ of Section 32-83-45, thence North 00° 01' 20" West along said West line 394.00 feet, thence North 89° 23' 30" East 976.55 feet to the Point of Beginning. Tract contains 7.33 acres including public road and 6.93 acres excluding public road, commonly known as 27126 Hazel Ave, Onawa, IA 51040 (the “Property”) The petition further prays that the Mortgage on the above described real estate be foreclosed, that a special execution issue for the sale of as much of the mortgaged premises as is necessary to satisfy the judgment and for other relief as the Court deems just and equitable. For further details, please review the petition on file in the clerk's office. The Plaintiffs attorney is Arlet Costilla, of SouthLaw, P.C.; whose address is 4601 Westown Pkwy, Suite 250, West Des Moines, IA 50266. NOTICE The plaintiff has elected foreclosure without redemption. This means that the sale of the mortgaged property will occur promptly after entry of judgment unless you file a written demand with the court to delay the sale. If you file a written demand, the sale will be delayed until six months (or three months if the petition includes a waiver of deficiency judgment) from the entry of judgment if the mortgaged property is your residence and is a one-family or two-family dwelling or until two months from entry of judgment if the mortgaged property is not your residence or is your residence but not a one-family or two-family dwelling. You will have no right of redemption after the sale. The purchaser at the sale will be entitled to immediate possession of the mortgaged property. You may purchase at the sale. You must serve a motion or answer on or before July 15, 2026, and within a reasonable time thereafter, you must file your motion or answer with the Clerk of Court for Monona County, at the county courthouse in Onawa, Iowa. If you fail to respond, judgment by default may be rendered against you for the relief demanded in the petition. If you require the assistance of auxiliary aids or services to participate in a court action because of a disability, immediately call your District ADA Coordinator at 712-279-6035. If you are hearing impaired, call Relay Iowa TTY at 1-800-735-2942. This case has been filed in a county that utilizes electronic filing. You may find more information and general rules governing electronic filing in Iowa Court Rules Chapter 16. You may find information concerning protection of personal information in court filings in Iowa Court Rules Chapter 16, Division VI. By: ________________________ CLERK OF THE ABOVE COURT Monona County Courthouse 610 Iowa Avenue, Onawa, IA 51040 IMPORTANT: YOU ARE ADVISED TO SEEK LEGAL ADVICE AT ONCE TO PROTECT YOUR INTERESTS. MP6-4-26, 6-11-26, 6-18-26
