IN THE IOWA DISTRICT COURT OF MONONA COUNTY Freedom Mortgage Corporation Plaintiff, vs. Manuel Paz; Heriberto Paz Valadez; Unknown spouse, if any, of Heriberto Paz Valadez; Parties in Possession, et al. Defendants. EQUITY NO: EQCV032018 ORIGINAL NOTICE FOR PUBLICATION You are notified that a petition has been filed in the office of this court naming you as a defendant in this action. The petition was filed on September 19, 2025, and prays for foreclosure of Plaintiffs Mortgage in favor of the Plaintiff on the property described in this notice and judgment for the unpaid principal amount of $237,361.46, with 6.75% per annum interest thereon from March 1, 2025, together with late charges, advances and the costs of the action including (but not limited to) title costs and reasonable attorney’s fees, as well as a request that said sums be declared a lien upon the following described premises from January 31, 2025, located in Monona county, Iowa: Lloyd’s Addition Subdivision of Part of the Southwest Quarter of the Northwest Quarter (SW¼ NW¼) of Section Seven (7). Township Eighty-five (85) North, Range Forty-four (44) and the East Half of the Northeast Quarter (E1⁄2 NE¼) of Section Twelve (12), Township Eighty-five (85) North, Range Forty- five (45) West of the 5th P.M., Monona County, Iowa. Plat of Survey filed April 4, 2024 as Inst. #2024-0538. The Plat is described as “Lloyds Addition in the East Half of the NE¼ of Sec 12-T85N-R45 and the SW¼ of the NW¼ of Sec 7-T85N-R44W of the 5th P.M., Monona County, Iowa. a/k/a Lot 1-A tract of land in the Southwest Quarter of the Northwest Quarter of Section 7, Township 86 North, Range 44 West of the 5th P.M., Monona County, Iowa, more particularly described as follows: Commencing at the Southwest corner of the Southwest Quarter of the Northwest Quarter of Section 7, Township 85, Range 44 West of the 5th P.M. thence North 03 Degrees, 23 Minutes, 20 Seconds West (bearings assumed with all subsequent bearings referenced therefrom) along the West line of said Southeast Quarter of the Northwest Quarter for a distance of 532.70 feet to the point of beginning of Lot 1; thence continuing North 03 Degrees, 23 Minutes, 20 Seconds West along said West line of the Southwest Quarter of the Northwest Quarter for a distance of 392.24 feet; thence South 74 Degrees, 54 Minutes, 12 Seconds East for a distance of 133.38 feet; thence South 51 Degrees, 23 Minutes, 53 Seconds East for a distance of 33.41 feet; thence South 29 Degrees, 46 Minutes, 43 Seconds West for a distance of 162.55 feet; thence South 06 Degrees, 33 Minutes, 14 Seconds West for a distance of 249.01 feet to the center of Locust Avenue; thence North 58 Degrees, 31 Minutes, 15 Seconds West along the said center line of Locust Avenue for a distance of 31.31 feet to the point of beginning. Said tract contains 0.673 Acres more or less 0.027 Acres for roadway easement Subject to any and all easements of record Lot 2-A tract of land in the East Half of the Northeast Quarter of Section 12, Township 86 North, Range 45 West of the 5th P.M., Monona County, Iowa, more particularly described as follows: Commencing at the Southeast corner of the Northeast Quarter of Section 12, Township 85, Range 45 West of the 5th P.M. thence North 03 Degrees, 23 Minutes, 20 Seconds West (bearings assumed with all subsequent bearings referenced therefrom) along the East tine of said East Half of the Northeast Quarter for a distance of 532.70 feet to the point of beginning of Lot 2; thence continuing North 03 Degrees, 23 Minutes, 20 Seconds West along said East line of the East Half of the Northeast Quarter for a distance of 392.24 feet; thence North 74 Degrees, 54 Minutes, 12 Seconds West for a distance of 44.91 feet; thence North 87 Degrees, 55 Minutes, 02 Seconds West for a distance of 190.91 feet; thence South 14 Degrees, 14 Minutes, 50 Seconds West for a distance of 97.87 feet; thence South 27 Degrees, 23 Minutes, 59 Seconds West for a distance of 120.22 feet to the center line of Locust Avenue; thence along the centerline of said Locust Avenue and a curve to the left with a radius of 950.00 feet, a chord length of 95.31 feet, a chord bearing of South 56 Degrees, 02 Minutes, 19 Seconds East and an arc length of 95.35 feet; thence South 56 Degrees, 58 Minutes, 24 Seconds East along said centerline of Locust Avenue for a distance of 300.89 feet to the point of beginning. Said tract contains 2.03 Acres more or less, 0.292 acres for roadway easement, Subject to any and all easements of record Easement Centerline Description: 30 foot wide Ingress/Egress and Utility Easement 15 foot each side, right and left of the following described centerline: Commencing at the Southwest corner of the Southwest Quarter of the Northwest Quarter of Section 7, Township 85, Range 44 West of the 5th P.M. thence North 03 Degrees, 23 Minutes, 20 Seconds West (bearings assumed with all subsequent bearings referenced therefrom) along the West line of said Southeast Quarter of the Northwest Quarter for a distance of 573.61 feet to the northerly right of way line of Locust Avenue; thence continuing North 56 Degrees, 58 Minutes, 24 Seconds West along said northerly right of way line of Locust Avenue for a distance of 20.21 feet to the point of beginning of said centerline of 30 foot easement; thence North 07 Degrees, 48 Minutes, 23 Seconds East for a distance of 71.29 feet; thence North 08 Degrees, 18 Minutes, 41 Seconds West for a distance of 181.30 feet; thence North 52 Degrees, 33 Minutes, 25 Seconds East for a distance of 72.39 feet; thence North 10 Degrees, 50 Minutes, 10 Seconds East for a distance of 31.59 feet, commonly known as 11427 Locust Ave, Hornick, IA 51026 (the “Property”) The petition further prays that the Mortgage on the above described real estate be foreclosed, that a special execution issue for the sale of as much of the mortgaged premises as is necessary to satisfy the judgment and for other relief as the Court deems just and equitable. For further details, please review the petition on file in the clerk’s office. The Plaintiffs attorney is Richard Reinblatt, of SouthLaw, P.C.; whose address is 10855 W Dodge Road, Suite 250, Omaha, NE 68154. NOTICE The plaintiff has elected foreclosure without redemption. This means that the sale of the mortgaged property will occur promptly after entry of judgment unless you file a written demand with the court to delay the sale. If you file a written demand, the sale will be delayed until six months (or three months if the petition includes a waiver of deficiency judgment) from the entry of judgment if the mortgaged property is your residence and is a one-family or two-family dwelling or until two months from entry of judgment if the mortgaged property is not your residence or is your residence but not a one-family or two-family dwelling. You will have no right of redemption after the sale. The purchaser at the sale will be entitled to immediate possession of the mortgaged property. You may purchase at the sale. You must serve a motion or answer on or before January 14, 2026, and within a reasonable time thereafter, you must file your motion or answer with the Clerk of Court for Monona County, at the county courthouse in Onawa, Iowa. If you fail to respond, judgment by default may be rendered against you for the relief demanded in the petition. If you require the assistance of auxiliary aids or services to participate in a court action because of a disability, immediately call your District ADA Coordinator at 712-279-6035. If you are hearing impaired, call Relay Iowa TTY at 1-800-735-2942. This case has been filed in a county that utilizes electronic filing. You may find more information and general rules governing electronic filing in Iowa Court Rules Chapter 16. You may find information concerning protection of personal information in court filings in Iowa Court Rules Chapter 16, Division VI. By: ________________________ CLERK OF THE ABOVE COURT Monona County Courthouse IMPORTANT: YOU ARE ADVISED TO SEEK LEGAL ADVICE AT ONCE TO PROTECT YOUR INTERESTS. MP12-4-25, 12-11-25, 12-18-25
